A Driver Shouldn’t Have These 6 Bad Habits

6 Bad habits you should avoid

Dear bad drivers,

It’s your bad driving day when another driver break traffic rules and you end up paying up the cost for it. Wouldn’t it be great if the mistake could have been avoided and you would carry no grudge to your workplace?  Well, these statements are nothing more than a hypothesis.

Avoid These Bad Habits When You Drive

Being a good car driver, consider and rule out these baddriving habits when you’re on the road. These are the common every Texas driver is doing nowadays.

Don’t feel guilty as you can easily fix these and save your vehicle damage.

These 6 Bad Habits Are Red Flag for Every Driver

1.  Fuel Gauge Needle Drops to Red

All drivers are curious to know how many miles they can wheel on their fuel. To examine this, they wait for the needle to come close to red. This is absolutely a big ‘No’ as running low on your fuel allows the tank to consume dirt, rust, and grime which makes it home at the tank’s bottom.

A fuel to fuel tank is like a cooler or lubricant that keeps it damp. Letting the fuel dry is one of the expensive mistakes you can do to your car, calling a pricey replacement.

2. No Parking Anytime

Parking for just ‘five minutes’ in illegal zones can result in towing away your car. Whether it’s handicapped, under construction or any red zone place, avoid parking. If you didn’t take notice in past about your ‘park everywhere’ habit then in future try not attempting it again.

3. Lazy Enough to Turn On Indicator

Not using turn signal whenever you’re changing the lane or turn into the next street is the most annoying thing a driver can do. This habit makes behind your car driver off guard as they cannot predict your next move.  Not turning on the indicator can put you in the worst accident ever.

4. Resting Foot on the Clutch Pedal

Putting your heavy foot on the gentle clutch is the most common among 6 bad habits. It makes release bearing to ride against the pressure plate, causing the clutch disc to heat and wear.  For a new clutch, you may not like the new digits.

5. Cutting Off from Warning Signs

As a mature driver, we expect you not to ignore the ‘warning sounds’ coming out of your car. Take it a bit seriously and try to inspect these unwanted sounds from depth. A warning sign is an advanced alarm telling a driver that something is about to go wrong

6. Misleading on Yellow Lights

Being a front-line driver if you have a bad habit of accelerating on the yellow signal light then no one can save you from severe collisions. Misleading all the back drivers will put you and others in the big trouble. Go with the flow and wait for the green light to sculpt.

Bad habits are not easy to change but eventually they cannot be ignored as they put your and others at heavy risk. if you're living in Texas you need our best auto insurance quote

What Does Auto Insurance Cover?

It depends on the person who chooses the policy as auto insurance coverage and situations are bit different from that of car insurance in which the damages get to pay to the policyholders for an auto accident.

The policy you buy covers you, so it has to be essentially keeping in mind the several types of complex coverage and do your great research over your buy. There could a variant in insurance policy limits and coverage pricing.

Most basic auto policies cover:

Bodily Injury Liability

It applies to the injuries which occur to you during an accident. Even the family members are also covered if they drive the auto policy holder’s car. This becomes very important when you engage in a serious accident; you may be sued for a heavy amount.

Medical payments for Personal Injury

It covers your injuries, lost wages, and funeral costs.

Property damage liability

This feature is applicable to you or anyone driving your car that causes damage to someone else property which includes lamp posts, telephone poles, fences, buildings or other structures your car hit.

Collision

Collision auto coverage covers the costs of collision of your vehicle to whether any object your car strikes badly with such as tree, pole, bench or any other as a result of your car flips over on road or as a result of deer collision (Deer-vehicle-collision are dangerous and costly in which your car hits an animal, avoid that in first place). It also covers damage to potholes.

If you’re at fault in an accident, your collision auto coverage will reimburse in the costs you have pay for your car repair, minus the deductible. If by luck you’re not at faults in an accident, your auto insurance company might recover the amount for other driver’s insurance company and if they succeed then you’ll also be reimbursed for the deductible.

Comprehensive

Comprehensive insurance is totally different from the above ones as it mostly includes natural disaster your car faces without warning which includes fire, falling objects, missiles, explosion, earthquake, wind storm, hail, flood, vandalism, riot, or contact with animals. It also takes guarantee to repair your windshield. This coverage is usually sold with a separate deductible.

Motorist Coverage

It consists of uninsured and under insured coverage.  Under insured coverage reimburses you for you or your family member if hit by another car that doesn’t have any sufficient amount of insurance to pay for your total damage. This also offers protection for the covered driver who’s a victim of a hit and run situation. Get instantly quote in Austin Auto Insurance

How does insurance replace your car when it’s stolen?

After working a long and hectic day, you reach the usual parking spot where you park your car every day. But your car is nowhere to be found! You turn your head all around and frantically look asking every person passing by if they have seen your shiny black sedan. But in vain go all your efforts. When you get some sense into your head you dial 911 for assistance. When the police arrive, all sorts of questions start pouring in. But what is the surety that your highly cherished expensive car insurance would come back to you safely or not?

Comprehensive Auto Insurance

Now consider the same situation with the exception of having comprehensive car insurance. Your chances of receiving, become very bright when you have your car covered comprehensively. How does insurance replace your car when it’s stolen? There is a whole set of claim procedure that you must go through to get back your stolen vehicle.

First and Foremost

First and foremost, a complaint must be filed at police station regarding the theft of your vehicle. Similarly, you must immediately contact either the agent through which you purchased your policy or the customer service center of your insurance carrier to inform of the stolen vehicle. In most cases the time period to recover stolen car is thirty days as it requires time to find a stolen car. Once you have contacted the insurance company it shall begin its detailed investigation. As per the standard operating procedure, you will have to give recorded statements in the presence of the claim adjuster. You must bear in mind that the whole lot of all sorts of questions that you will be asked are only going to help you find your car. Hence you must not feel offended or take any of the questions personally rather take it as professional duty of the company representative. The claim adjuster also has to ensure that the claim is an authentic one and not a fraudulent one. So he has to perform his duty. Other than that, usual questions shall be asked such as date and time when the incident took place, details of police report, place where the theft took place and the details of the stolen car such as its model, make, year and how much it was driven.

Car Insurance Total Loss Claim in Texas

A total loss claim is when you and the claim adjuster mutually agree at a value of your vehicle which is based on the current value minus the deductible. An agreement would be formed between you and your company and respective payment shall be made for your stolen vehicle. If your vehicle is found later you will not have any rights over it instead it will be under the ownership of the insurance company. However, if you want it back you can work out things with your insurance company.

If your vehicle is recovered but with damages, you will not have to worry for its repairs for they will be covered under comprehensive car insurance.

Read more:

How Much Is Car Insurance for a 20 Year Old?

How can you get discounts on your new auto insurance?

Things You Didn’t Know About Auto Insurance Quotes